Wealth

Retirement & 401(k) calculator

Project your retirement balance from what you have now, what you and your employer add each year, and expected growth. The employer match and the years ahead usually do more work than people expect.

Current age

Retirement age

Current balance

Annual salary

Your contribution

Percent of salary you contribute.Expected annual return

Employer match

e.g. 50% = $0.50 per $1 you contribute.Match limit

Up to this % of your salary.

Balance at 65

$1,107,475

Free employer money

$63,000

From the match

Investment growth

$836,475

Starting balance$40,000

Your contributions$168,000

Employer match$63,000

Growth$836,475

Projected balance at 65$1,107,475

Open or roll over an account

No 401(k), or have an old one to roll over? A low-cost IRA or robo-advisor keeps fees down so more of the growth stays yours.

A projection using a steady return for illustration; actual markets vary and contribution limits apply. Always capture at least the full employer match. Not investment advice.