Calm money tools, minus the noise.
Free, private calculators and plain-talk guides for budgeting, saving, paying off debt, investing, and more. No hype, no jargon, no sign-up.
Financial tools
Answer one money question at a time.
50/30/20 Budget Calculator
Split your take-home pay into needs, wants, and savings — and see where you actually stand.
Compound Interest Calculator
See how contributions and compounding grow your money over time.
Debt Payoff: Snowball vs Avalanche
Compare two payoff strategies and see which clears your debt faster and cheaper.
Paycheck & Take-Home Calculator
Estimate what's left after federal tax, FICA, and pre-tax deductions.
Retirement & 401(k) Calculator
Project your nest egg from contributions, match, and growth.
Savings Goal Calculator
Work out the monthly amount — or the timeline — to hit any savings target.
Side project · for builders
AI Micro-SaaS idea evaluator
Thinking of building an AI tool? Score any micro-SaaS idea out of 10 across seven proven criteria — and see exactly what to fix before you build. Free, no sign-up.
Score your idea out of 10 →Guides
Plain answers to money questions.
News
US finance news, daily.
- Federal Reserve Board issues enforcement action with former employee of Manufacturers and Traders Trust CompanyFederal Reserve
- Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification programFederal Reserve
- Federal Reserve issues FOMC statementFederal Reserve
- Federal Reserve Board and Federal Open Market Committee release economic projections from the June 16-17 FOMC meetingFederal Reserve
The AI era
The companies behind the AI boom.
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Calm money tips, now and then
Occasional, genuinely useful money guidance — no spam, unsubscribe anytime.
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