Debt
Credit card payoff calculator
Credit card interest compounds fast. See how long your balance takes to clear at your current payment, what it costs in interest, and how much sooner (and cheaper) a bigger payment gets you out.
Time to pay off
2 yr 8 mo
Total interest
$1,979
Total paid
$7,979
Pay $100 more a month
New payoff time1 yr 9 mo
Interest you'd save$710
Stop the interest clock
A 0% intro balance-transfer card can pause interest for 12–21 months, so every payment goes straight to the balance instead of the bank.
Assumes a fixed rate and no new charges. Minimum payments alone keep you in debt far longer. Not financial advice.